Sailing the Seas: State Efforts to Stabilize the Individual Market

Thursday, August 16th
3:30pm – 5:00pm

In the face of rising health insurance costs and unstable markets, states are exploring a wide assortment of strategies to stabilize markets, reduce costs, and improve coverage choices for consumers. Building on the earlier Making Waves in the Individual Market session, state panelists take a deep dive into the strategies they are advancing to bolster their markets, including passage of state-based individual mandates, reinsurance programs, and regulation of insurance products sold within or outside of the Affordable Care Act insurance marketplaces.


Jane Beyer, Senior Health Policy Advisor, Washington State Office of the Insurance Commissioner
Jane Beyer
Jane began her career as a legal services attorney in Tacoma Washington. She served as legal counsel to the Washington State House of Representatives for twenty years, as Washington State’s Medicaid director and, more recently, as Washington State’s Behavioral Health Commissioner. She has served as the Senior Health Policy Advisor to Washington State Insurance Commissioner Mike Kreidler since January 2017.



Mila Kofman, Executive Director, DC Health Benefit Exchange

Mila Kofman is the Executive Director of the DC Health Benefit Exchange Authority. Appointed to the position by a unanimous vote of the Board of Directors, Kofman is a nationally recognized expert on private health insurance markets and has worked with states and all stakeholders to implement health insurance reforms. Her approach is informed by her hands-on experience as the former Superintendent of Insurance in Maine implementing health insurance reforms, being a former federal regulator working with states to implement HIPAA reforms of the 1990s, studying state-based reform efforts and markets, and working with employer purchasing coalitions seeking to leverage purchasing power for sustainable financing of medical care. Ms. Kofman holds a J.D. from Georgetown University Law Center and a B.A. in Government and Politics from the University of Maryland (summa cum laude).


Kate Harris, Policy and External Affairs Director, Connect for Health Colorado

Kate Harris is the Director of Policy and External Affairs for Connect for Health Colorado, Colorado’s state-based health insurance marketplace. In this role, she oversees the organization’s public policy development, legislative engagement, and a variety of strategy and research initiatives. Prior to joining Connect for Health Colorado, Kate was a Policy Analyst at the Washington Health Benefit Exchange. She earned her BA in Political Science and Comparative History of Ideas from the University of Washington and a Masters in Public Administration from the University of Washington Evans School of Public Policy and Governance.


Marlene Caride