Insurance Legislation

State Legislators Take Action to Protect Consumers from Surprise Billing

Consumer out-of-pocket spending on health care costs, including “surprise” medical bills – often incurred for costly, out-of-network care — is on the rise and state lawmakers are responding with legislation to protect consumers. Surprise bills happen when consumers receive unexpected charges for medical care that they assumed would be comprehensively covered by their insurance plans. […]

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  • How State Policymakers Spent Their Summer: Stabilizing Their Insurance Markets
    State Health Policy Blog

    State policymakers spent their summer crafting policies to educate and protect consumers in response to federal actions that threaten to alter state individual insurance markets. In recent months, the federal government issued new rules expanding the availability and sale of association health plans and short-term, limited duration plans and passed legislation effectively eliminating the individual […]

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  • As States Brace for ACA Lawsuit, Senate Considers Protections for Pre-existing Conditions
    State Health Policy Blog

    Ten Republican Senators recently introduced legislation to protect patients with pre-existing conditions. While these protections are already included in federal law though the Affordable Care Act (ACA), the proposed bill would preserve some of those protections in the event the ACA is overturned as a result of ongoing litigation. Specifically, the Senate bill proposes to: […]

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  • #NASHPCONF18: Policymakers Share Their Approaches to Stabilize State Individual Insurance Markets
    State Health Policy Blog

    During NASHP’s recent state health policy conference, state insurance experts explored the dramatic changes that recent federal action has foisted on their individual health insurance markets. In a second report from this conference session, they highlight strategies they’ve used to stabilize markets and identify lingering challenges to insurance markets’ affordability and choice. While many state […]

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  • #NASHPCONF18: State Policymakers Share Views on the Evolving Individual Insurance Markets
    State Health Policy Blog

    During NASHP’s 31st Annual State Health Policy Conference last week, experts and state officials assessed the dramatic sea changes that recent federal action has imposed on their individual health insurance markets, what they are doing to stabilize them, and what the future holds. Below, NASHP summarizes what panelists said about the current state of their […]

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  • Lower-Cost, Short-Term Insurance Plan Approved, But at What Cost to State Markets and Consumers?
    State Health Policy Blog

    Last week, the federal government released its final rule expanding the availability of short-term health insurance plans, which are usually less costly and do not have to cover pre-existing conditions or certain health care services. Increased enrollment in short-term plans is expected to upend states’ individual insurance markets unless states take steps to offset their […]

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  • State Health Policy Blog

    As Congress returns from its summer break, the country is two months away from the start of open enrollment in the Affordable Care Act’s (ACA) marketplace, leaving little time for policymakers to develop solutions for 2018. With bipartisan hearings on market stabilization scheduled, this blog examines how different approaches to calculating risk could help state […]

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