Insurance Exchanges

#NASHPCONF18: Policymakers Share Their Approaches to Stabilize State Individual Insurance Markets

During NASHP’s recent state health policy conference, state insurance experts explored the dramatic changes that recent federal action has foisted on their individual health insurance markets. In a second report from this conference session, they highlight strategies they’ve used to stabilize markets and identify lingering challenges to insurance markets’ affordability and choice. While many state […]

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  • Lower-Cost, Short-Term Insurance Plan Approved, But at What Cost to State Markets and Consumers?
    State Health Policy Blog

    Last week, the federal government released its final rule expanding the availability of short-term health insurance plans, which are usually less costly and do not have to cover pre-existing conditions or certain health care services. Increased enrollment in short-term plans is expected to upend states’ individual insurance markets unless states take steps to offset their […]

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  • The New Association Health Plan Rule: What Are the Issues and Options for States
    State Health Policy Blog

    Last week, the Department of Labor released its final rule regulating association health plans (AHPs). The rule is part of the Trump Administration’s multi-pronged strategy to revise regulations governing AHPs, short-term insurance, and health reimbursement arrangements (HRAs) to promote health care competition and choice.     The rule is expected to reshape state insurance markets and […]

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  • Ministry, Association, and Short-Term Health Plans: What’s a State to Do?
    State Health Policy Blog

    The Trump Administration is expanding the availability of alternatives to Affordable Care Act-compliant health insurance. Rules to expand association health plans and short-term limited duration health plans are imminent. So what’s a state to do to prepare consumers and insurance markets for these alternative plans? The Administration asserts these alternatives will provide choice and lower-cost […]

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  • State Health Policy Blog

    Last week, the US Department of Health and Human Services (HHS) released rules governing Affordable Care Act health plans in 2019 that give states the flexibility to revise what insurance plans are sold through their individual and small group marketplaces, and give consumers the option to buy “thinner” plans at lower prices. The long-awaited final […]

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  • Where States Stand on Exchanges
    Maps

    Since 2011, NASHP staff has been dedicated to monitoring the process of the ACA’s health insurance exchanges. NASHP supports the State Health Exchange Leadership Network, project which provides a platform for health insurance marketplaces state staff and leaders to participate in peer-to-peer dialogue, discuss emerging issues, and share best practices. To learn more about the […]

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    March 15, 2018 | Filed under: ACA, Insurance Exchanges, Maps, State Exchanges
  • State Health Policy Blog

    On Friday, Oct. 13, 2017,the Trump Administration announced it would no longer make cost-sharing reduction (CSR) payments to insurers offering coverage on health insurance marketplaces. The announcement cited guidance from the US Department Justice that questioned the legality of the appropriation for these payments (for more Cost Sharing Reduction Debate: Why This Matters and How […]

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  • Cost Sharing Reduction Debate: Why This Matters and How States Are Preparing for an Uncertain Future
    State Health Policy Blog

    An update on CSRs – Aug. 18 Since publication of this blog, two major developments have occurred. The White House indicated that the Administration will make CSR payments for August. The Administration has not commented about future payments; the next is due Sept. 20. On Aug. 15, the Congressional Budget Office (CBO) released an analysis […]

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  • State Health Policy Blog

    As policy makers debate the future of health care, the twelve state-based marketplaces (SBMs) and five state marketplaces using the federal platform (SBM-FPs) have proven themselves sustainable, solvent examples of how state flexibility can be leveraged to bridge public and private interests to improve lives and drive stable markets. As a result of these efforts, states […]

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  • Below, we provide enrollment information, broken out by new enrollees and re-enrollees, for states operating State-based Marketplaces (SBMs), states operating State-based Marketplaces on the federal platform (SBM-FPs), and states using the Federally-facilitated Marketplace (FFM) during the 2016-17 Open Enrollment Period (November 1, 2016-January 31, 2017). [1] This includes data from the 2017 Open Enrollment Period […]

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    August 2, 2017 | Filed under: Charts, Insurance Exchanges, State Exchanges