ACA

How State Policymakers Spent Their Summer: Stabilizing Their Insurance Markets

State policymakers spent their summer crafting policies to educate and protect consumers in response to federal actions that threaten to alter state individual insurance markets. In recent months, the federal government issued new rules expanding the availability and sale of association health plans and short-term, limited duration plans and passed legislation effectively eliminating the individual […]

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  • As States Brace for ACA Lawsuit, Senate Considers Protections for Pre-existing Conditions
    State Health Policy Blog

    Ten Republican Senators recently introduced legislation to protect patients with pre-existing conditions. While these protections are already included in federal law though the Affordable Care Act (ACA), the proposed bill would preserve some of those protections in the event the ACA is overturned as a result of ongoing litigation. Specifically, the Senate bill proposes to: […]

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  • #NASHPCONF18: Policymakers Share Their Approaches to Stabilize State Individual Insurance Markets
    State Health Policy Blog

    During NASHP’s recent state health policy conference, state insurance experts explored the dramatic changes that recent federal action has foisted on their individual health insurance markets. In a second report from this conference session, they highlight strategies they’ve used to stabilize markets and identify lingering challenges to insurance markets’ affordability and choice. While many state […]

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  • #NASHPCONF18: State Policymakers Share Views on the Evolving Individual Insurance Markets
    State Health Policy Blog

    During NASHP’s 31st Annual State Health Policy Conference last week, experts and state officials assessed the dramatic sea changes that recent federal action has imposed on their individual health insurance markets, what they are doing to stabilize them, and what the future holds. Below, NASHP summarizes what panelists said about the current state of their […]

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  • Lower-Cost, Short-Term Insurance Plan Approved, But at What Cost to State Markets and Consumers?
    State Health Policy Blog

    Last week, the federal government released its final rule expanding the availability of short-term health insurance plans, which are usually less costly and do not have to cover pre-existing conditions or certain health care services. Increased enrollment in short-term plans is expected to upend states’ individual insurance markets unless states take steps to offset their […]

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  • The New Association Health Plan Rule: What Are the Issues and Options for States
    State Health Policy Blog

    Last week, the Department of Labor released its final rule regulating association health plans (AHPs). The rule is part of the Trump Administration’s multi-pronged strategy to revise regulations governing AHPs, short-term insurance, and health reimbursement arrangements (HRAs) to promote health care competition and choice.     The rule is expected to reshape state insurance markets and […]

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  • Ministry, Association, and Short-Term Health Plans: What’s a State to Do?
    State Health Policy Blog

    The Trump Administration is expanding the availability of alternatives to Affordable Care Act-compliant health insurance. Rules to expand association health plans and short-term limited duration health plans are imminent. So what’s a state to do to prepare consumers and insurance markets for these alternative plans? The Administration asserts these alternatives will provide choice and lower-cost […]

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  • States Face Short Deadlines to Address the Risks of Short-term Health Insurance Plans

    As states await final federal regulations that will loosen restrictions over the sale of short-term health insurance policies, the clock is ticking for state legislators and regulators to enact policies to protect and inform consumers about the limited and “thin” coverage that these plans offer. What Short-Term Insurance Plans Don’t Cover Most short-term insurance plans […]

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    May 1, 2018 | Filed under: ACA, Front Page
  • State Health Policy Blog

    Last week, the US Department of Health and Human Services (HHS) released rules governing Affordable Care Act health plans in 2019 that give states the flexibility to revise what insurance plans are sold through their individual and small group marketplaces, and give consumers the option to buy “thinner” plans at lower prices. The long-awaited final […]

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  • Q&A with Pennsylvania’s Insurance Chief: Jessica Altman Explores the Evolving Role of Insurance Coverage

    In late March, Jessica Altman became Pennsylvania’s insurance commissioner, responsible for protecting consumers in the fifth-largest insurance market in the United States and the 14th-largest in the world. Altman, who is vice chair of the National Academy for State Health Policy’s (NASHP) Health Care Access and Finance Steering Committee, helped implement the Affordable Care Act […]

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    April 10, 2018 | Filed under: ACA, Front Page, Pennsylvania