ACA

Lower-Cost, Short-Term Insurance Plan Approved, But at What Cost to State Markets and Consumers?

Last week, the federal government released its final rule expanding the availability of short-term health insurance plans, which are usually less costly and do not have to cover pre-existing conditions or certain health care services. Increased enrollment in short-term plans is expected to upend states’ individual insurance markets unless states take steps to offset their […]

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  • The New Association Health Plan Rule: What Are the Issues and Options for States
    State Health Policy Blog

    Last week, the Department of Labor released its final rule regulating association health plans (AHPs). The rule is part of the Trump Administration’s multi-pronged strategy to revise regulations governing AHPs, short-term insurance, and health reimbursement arrangements (HRAs) to promote health care competition and choice.     The rule is expected to reshape state insurance markets and […]

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  • Ministry, Association, and Short-Term Health Plans: What’s a State to Do?
    State Health Policy Blog

    The Trump Administration is expanding the availability of alternatives to Affordable Care Act-compliant health insurance. Rules to expand association health plans and short-term limited duration health plans are imminent. So what’s a state to do to prepare consumers and insurance markets for these alternative plans? The Administration asserts these alternatives will provide choice and lower-cost […]

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  • States Face Short Deadlines to Address the Risks of Short-term Health Insurance Plans

    As states await final federal regulations that will loosen restrictions over the sale of short-term health insurance policies, the clock is ticking for state legislators and regulators to enact policies to protect and inform consumers about the limited and “thin” coverage that these plans offer. What Short-Term Insurance Plans Don’t Cover Most short-term insurance plans […]

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    May 1, 2018 | Filed under: ACA, Front Page
  • State Health Policy Blog

    Last week, the US Department of Health and Human Services (HHS) released rules governing Affordable Care Act health plans in 2019 that give states the flexibility to revise what insurance plans are sold through their individual and small group marketplaces, and give consumers the option to buy “thinner” plans at lower prices. The long-awaited final […]

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  • Q&A with Pennsylvania’s Insurance Chief: Jessica Altman Explores the Evolving Role of Insurance Coverage

    In late March, Jessica Altman became Pennsylvania’s insurance commissioner, responsible for protecting consumers in the fifth-largest insurance market in the United States and the 14th-largest in the world. Altman, who is vice chair of the National Academy for State Health Policy’s (NASHP) Health Care Access and Finance Steering Committee, helped implement the Affordable Care Act […]

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    April 10, 2018 | Filed under: ACA, Front Page, Pennsylvania
  • Mental Health and Opioid Crisis Programs Win Funding Hikes, Efforts to Stabilize Insurance Markets Fail
    State Health Policy Blog

    The new $1.3 trillion budget bill that finances the federal government through September increased funding for a number of health programs that directly impact states, including rural programs to combat the opioid crisis. There were no appropriations made to stabilize Affordable Care Act (ACA) insurance markets. Under the budget, the Department of Health and Human […]

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    March 27, 2018 | Filed under: ACA, Blog Posts, Front Page, State Health Policy Blog
  • State Health Policy Blog

    On Friday, March 23, 2018, Congress faces an important deadline to pass an omnibus budget bill to avert a government shutdown. Measures to bolster states’ Affordable Care Act (ACA) markets are currently not in the bill, but a group of lawmakers have proposed an amendment that could strengthen and stabilize insurance markets. Sens. Lamar Alexander […]

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  • Where States Stand on Exchanges
    Maps

    Since 2011, NASHP staff has been dedicated to monitoring the process of the ACA’s health insurance exchanges. NASHP supports the State Health Exchange Leadership Network, project which provides a platform for health insurance marketplaces state staff and leaders to participate in peer-to-peer dialogue, discuss emerging issues, and share best practices. To learn more about the […]

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    March 15, 2018 | Filed under: ACA, Insurance Exchanges, Maps, State Exchanges
  • Executive directors of 10 state-based insurance marketplaces have asked leaders of the Senate Health, Education, Labor and Pensions Committee to support Congressional efforts to stabilize Affordable Care Act (ACA) insurance marketplaces through a reinsurance program that would spread the financial risk for high-risk individuals across insurance markets. The leaders wrote in a Jan. 30, 2018, […]

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    February 6, 2018 | Filed under: ACA, Front Page, Presentations and Announcements, State Exchanges